Problems and challenges

CrediPay approached RichestSoft with the requirement of developing a one-stop creditsolution for the end consumers. Conventionally, people had to travel to the banks with their documents to apply for the loan and wait for a long time to get approval from the bank. On the other hand, banks took unexpected time-offs which created a disoriented requirement model.In today’s busy schedule, users wish to have a fast process to apply for loans. As existing banks and apps have certain benchmarks which leads to time consuming process. Moreover, it is difficult to identify the credit consumption areas, as it is diverse and unstructured. In addition to it, a few options are available when it comes to the instant credit solutions that solve the actual needs of the customers.


How it Works?

To apply for a personal loan on CrediPay:

  • Install the CrediPay app and check your loan eligibility.
  • Once you’ve checked your loan eligibility, select the EMI option that is affordable for you. All EMI options are at low interest and are affordable
  • Now upload the KYC documents
    • Selfie
    • Aadhar card
    • Address proof
    • Bank statement
  • After uploading all your documents, e-sign your application
  • Once you’ve e-signed your loan application, the money will be transferred to your account in a week.

Special Features

  • OTP based verification for sign up- based on your AADHAR numbers OTP will send to your registered mobile number.
  • NSDL for PAN Verification (optional).
  • The virtual card facility is also available for the credit card holders.
Weeks of Effort 2

Weeks of Effort

Third Party Enhancements 2


Reduction in Mobile Bounce Rate 80 +

Reduction in Mobile
Bounce Rate


The Solutions

CrediPay is all in one loan platform. It is a first mobile platform, where users can sign up and avail real time credit. It provides instant credit facilities to its users with dynamic underwriting process. It is a hassle free process, with diverse credit products. You can apply for the personal and 2-wheeler loan as well.CrediPay a leading Instant Loan provider due to:

  • Convenient and easy EMIs
  • Affordable and low-Interest rates
  • Immediately Loan approval
  • The 3-minute loan application process
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